Select Home Warranty vs American Home Shield (2020)

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If you’re looking for a way to save money on home repairs, buying a home warranty plan could give you the financial protection you need. In this article, our review compares Select Home Warranty and American Home Shield on criteria like coverage plans, cost, customer reviews, and more.

Looking to compare Select Home Warranty vs. American Home Shield? Select Home Warranty and American Home Shield are national home warranty companies available in every state, except Alaska. While American Home Shield offers more coverage plans than Select Home Warranty, Select Home Warranty offers cheaper plans and more optional coverage.

The This Old House Reviews team compares these two providers head-to-head on their cost, coverage plans, customer reviews, and more. Keep reading to determine which company provides the best home warranty for you and your home.

Select Home Warranty vs. American Home Shield Coverage

American Home Shield covers more appliances and systems than Select Home Warranty, but Select Home Warranty offers more optional coverage than American Home Shield. American Home Shield also offers a Build-Your-Own Plan that allows customers to customize their own coverage.

Select Home Warranty Coverage

There are three Select Home Warranty plans: Bronze, Gold, and Platinum. Bronze Care covers six home systems, Gold Care covers eight home appliances, and Platinum Care covers everything in the Bronze Care and Gold Care plans, plus garage door openers and plumbing stoppages.

Compare what each Select plan covers in the table below:

Select Home Warranty also offers 12 optional add-ons to purchase separately, including:

  • Plumbing fixtures
  • Well pump
  • Sump pump
  • Central vacuum
  • Septic system coverage
  • Refrigerator ice maker
  • Lawn sprinkler system
  • Pool and spa equipment
  • Lighting fixtures
  • Switches and outlets
  • Second refrigerator
  • Stand alone freezer

To get a free quote from Select Home Warranty, call 888-370-3956 or fill out this simple form.

American Home Shield Coverage

There are four American Home Shield plans: Systems, Appliances, Combo, and Build-Your-Own. The Systems Plan covers 11 major systems, the Appliances Plan covers 10 essential home appliances, and the Combo Plan protects all 21 home items found in both plans. The company’s Build-Your-Own Plan lets you choose 10 or more covered items that you need protected—after choosing 10 items, each additional item will cost $2.

Compare each American Home Shield plan in the table below:

In addition to its four standard plans, American Home Shield offers five optional add-ons:

  • Electronic extended warranty
  • Septic pump
  • Well pump
  • Pool and spas
  • Guest units up to 750 square feet

Get a free quote from American Home Shield by calling 844-529-9298 or by filling out this easy form.

Select Home Warranty vs. American Home Shield Cost

American Home Shield premiums cost more than Select Home Warranty premiums, but Select Home Warranty has a lower service call fee range of $60–$75. American Home Shield allows you to choose a service fee of $75, $100 or $125. The service fee you select with American Home Shield affects the cost of your monthly premium—the higher the service fee you select, the lower your monthly premium will be and vice versa.

Note: The optional add-on cost for each provider depends on the items you select and may add about $40 to $180 per year to your home warranty cost.

Select Home Warranty vs. American Home Shield Reviews

While these two companies received a B rating from the Better Business Bureau (BBB), we found that American Home Shield reviews on the BBB are more positive, on average, than Select Home Warranty reviews.

Our Conclusion

American Home Shield and Select Home Warranty are two of the best home warranty companies in the industry, offering comprehensive plan options across 49 states. If you want customizable coverage and a flexible service fee, we recommend choosing American Home Shield. If you want more affordable plans and a greater selection of optional coverage items, consider Select Home Warranty.

To determine the specific cost of each provider’s plans, request a free quote using the panel below.

Frequently Asked Questions

What does a home warranty cover?

Home warranty plans cover major appliances and systems in your home like your refrigerator, air conditioning, and plumbing. Both American Home Shield and Select Home Warranty offer plans that cover appliances, systems, and a combination of both.

What is the waiting period for Select Home Warranty and American Home Shield?

Once you purchase your home warranty plan from Select Home Warranty or American Home Shield, you’ll have to wait 30 days before you can file your first claim.

Is a home warranty worth it?

Because a home warranty protects homeowners from expensive, unexpected repair bills, it may be worth it for valuable peace of mind and budget protection.

How much does a home warranty cost?

On average, homeowners pay $25 to $60 per month for a home warranty plan, and the service call fees, or deductibles, are between $60–$125.

What is the minimum contract length for American Home Shield and Select Home Warranty?

The minimum contract length for American Home Shield and Select Home Warranty is 12 months.

Do American Home Shield and Select Home Warranty offer promotions?

Yes. American Home Shield offers $50 off for new customers, while Select Home Warranty offers $150 off and two months free to new customers.

To share feedback or ask a question about this article, send a note to our Reviews team at reviews@thisoldhouse.com.

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